Nobody wants to invite inevitable troubles at the time and after filing of income tax returns. However, inadvertent mistakes and ignorance of income tax rules while filing of income tax return may lead to a tax payable or refund situation or rendering the return as invalid, amounting to a defective return causing agony of issuance […]
HDFC Life presents Comprehensive Cancer Care Plan. Read fine print
All over world, cancer is rising at an alarming rate and it can happen to anyone. With a million new cases being reported every year, it is the second biggest killer after heart disease in the world and seems to be tightening it’s also grip on India. No one wants to get diagnosed with Cancer, […]
Endorse the Concept of Financial Planning
In the era of insurance agents, distributors and bank relationship managers, we have grown accustomed to buy an arbitrary insurance policy and buy mutual funds on their recommendations and what we see on the television or read on the internet. People who call themselves financial advisors are always ready to take charge and appear more […]
What should overlook while selecting Mutual Fund?
Everybody wants to know which mutual fund schemes to buy to get maximize and peaceful returns. Though most of the investors are happy with their existing holdings of mutual funds schemes; they churn their portfolio with deceptive return in thin margins, are shockingly disappointed to see their mutual fund investments have backed fire their money […]
Gold Monetization Scheme turns to be melted!
With regard to attach social and sentimental value to gold, people are often lured to buy gold on festive seasons such as Dhanteras and Akshay Tritya with the objective of either use for consumption or accumulate it as part of their investment strategy. According to the World Gold Council, India is the largest importer and […]
Pradhan Mantri Jeevan Jyoti and Suraksha Bima Yojana : What are insights in both schemes?
Most people who abandon the idea of buying term insurance due to the excuse they will “not get any money back” are too attached to the numbers. Today, on the latest launched Government Social Security Schemes Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY), they are awakened about their […]
Financial Planning Thumb Rules: Don’t be blind!
With low levels of financial literacy, a large section of population in India is unable for making important complex financial decisions. Understandably, the personal finance rules of thumb can serve as an excellent tool for accelerating the level of financial literacy among people and help them develop abilities for making sensible financial decisions. In the […]
The Conflict of Returns – Property Investments Vs Equity Funds
As financial planners, we believe in real returns (%), but people have their own strong numbers and also have their own perceptions about property investments. They don’t readily want to believe and compare with equity funds because they never look at them as an investment asset. They perceive that ‘Equities are volatile and Risky’ and […]