People concentrate too much on Buying the Excellent Mutual Fund? May be people do not understand meaning of “Best Mutual Fund”. So let me declare what is meant by best Mutual fund: The best mutual fund for you is the Fund which suits your requirement and has ability to help you to achieve your Financial […]
Spend Time while buying financial products!
We tend to ask colleagues for a reference to persons who could provide us the financial product that we want to invest in. We also are chased by individuals who would specialise in selling a particular product. It could have insurance, tax planning products, mutual funds etc. In most events there is significant mis-match between […]
Investment in Financial Literacy!
Most people fail to realize that in life, it’s not how much money you make, its how much money you keep. We have all heard stories of lottery winners who are poor, then suddenly rich, then poor again. They win millions and are soon backing to where they started. Because, they tend to focus on […]
Are you prepared for your “second life?”
Are you excited about your retirement life or second life? How will your retirement look like? This is something, which you should spend some time on. Everybody wants to have a comfortable retirement, but to achieve the last goal of the life, one need to plan it properly. Financial Planning can help you get your […]
Tax saving is not Tax Planning !
“I have several insurance policies like Money-back, endowment plans and ULIPs or any other market linked products to save my taxes.” This is a common enough statement. Only that they don’t realize that they have got trapped in unwanted products because of their obsession with Tax saving. Most of the people today are investing in […]
My parents never did financial planning, why do I?
Our grandfathers, fathers and Uncles have come from a very different time when there were no choices other than LIC polices and FD’s. The education was cheap, no competition got exists, every one’s desires were limited and people were happy with their limited environment. They were lived in joint families and every member of family […]
Onus of Investor
Do you know that majority of the problems in your financial life are purely because of psychological reasons? We are all humans being and are prone to think irrationally at times, due to which, a lot of many wrong decisions are taken in our personal finance. Behavioral Finance is the area of finance that combines […]
Retire from work but not from Life!
How will your retirement look like? This is something, which you should spend some time on. Our parents and grand-parents might not have given much importance to their retirement, they might have just took it as it came to them, but can we also afford to do the same with our retirement? Would you like […]