Are you going to end your working years with a big fund, a home and dream of living comfortably? If so, then Congratulations! But, taking care of your retirement fund in your old age is not just a financial but also an emotional issue. You cannot ignore either. Because, old age comes with its share […]
Single or Joint Life Insurance Policy?
Life insurance can be purchased to cover just yourself or you and your spouse as joint in the event of either of you passing away.A regular question when couples take out life insurance is whether the insurance should be taken out on a single or joint life basis? When arranging life insurance, it’s important to […]
Reasons why your health insurance claim may be rejected?
The most critical moment in the entire tenure of health insurance policy is when a claim is filed. One of the most common queries we get from people is for buying a policy and whether the insurance company will honour the claim.While the fact remains that if an insurance company wants a lower claims ratio, […]
Think twice! Before you click ‘Buy’ to buy an online term insurance plan
You may tend to lean towards the generic online term insurance comparison charts to let it make a decision for you and your family’s future. Does that mean identifying the right insurance product online is as simple as signing the policy document suggested by your financial advisor. An online term policy of Rs 1 crore […]
Are you Tolerating your Poor Mutual Funds Performance?
There are several reasons mutual fund investors tolerate a lot of flak for bad performance from their selected best mutual fund scheme. This can be an expensive mistake, especially if you are relatively young and have many years to put your money into fund through SIP. Perhaps the biggest complaint levied against mutual funds is […]
Factors affecting your Premium Rates in Term Insurance
The concept of buying Term insurance in India is finally gaining momentum thanks to huge awareness for buying personal life insurance is finally increasing. In the urban India, due to unseemly lifestyle, life has become so unpredictable. People are becoming prone to various terminal illnesses and several accidents etc. Term insurance protects you from suffering […]
Take a closer look, before riding on Non-convertible Debentures (NCD)
Nowadays, you must be seeing few Non convertible Debentures (NCDs) are lining up one issue after another. In fact, most of the investors get lured by the high rate of interest offered by these NCDs and wanted to invest into the same. But does each of the investors understand the concept of NCD is and […]
Bank Charges that You may not Know
We all trust our bankers blindly and a lot of us are totally unaware of the charges that bank levy and have never checked whether their bank announces them transparently. They always ride on consumer trust, apathy and ignorance. Unfortunately, a large discerning group is aware about the many charges and they entrusted bank that […]