Most Indian Investors hope to be well-prepared financially for their retirement and for their future more generally. Some of them give little thought to the details of how they might reach those financial goals and others devote considerable attention to thinking about their investment options. Unfortunately, they do not know that there are instinctive behavioral […]
Our Personal Finance Manifestos to Modi Government!
Not just in India but around the world, every political party tends to make and declare its manifestos among their citizen of people during their election times. And everyone knows that this document is the most irrelevant in the democracy world because it makes with full of vague intentions and suffer from an implicit bias […]
Are you Investor or Speculator?
There are two times in man’s life when he should not speculate: when he can’t afford it and when he can. – Mark Twain People, often adopt many different approaches that may offer little or no real prospect of long-term investing and considerably chances of substantial economic loss. Many have had no coherent investment portfolio […]
Early Planned approach for Fulfillment!
Goswamis have just welcomed their early planned approach for seeking help to chart out a plan for managing their money matters is often considered the first step towards financial planning. They have bundle of joy, their daughter Shruti, who is 11 months old. Mohan, 31 is in business of supplying hosiery and garments and his […]
Selling a property? Enjoy Capital Gain without pain!
We tend to purchase a property as an investment for selling purpose with the aim of gaining from capital appreciation which almost always gives good returns except in times of severe economic adverse conditions, when it’s temporarily affected. But good returns always attract a hefty tax outgo which could dilute the gain in our hand. […]
Expenses that you can claim as tax deductions!
In India, most taxpayers tend to think and probably aware that tax savings end with just investing in specified instruments such as life and health insurance premiums, PPF, NSCs, five year tax deposits and equity mutual funds etc. For them, arranging the money for tax saving instruments is a bigger challenge than worrying about the […]
Prudent Financial Planning for Every Parent
In the age of 40s, every parent confronts multiple financial challenges such as paucity of funds, future children financial needs on the rise and commitment towards retirement thanks to rapid growing the monster inflation. Despite these challenges, Mr Pawan Aggarwal , age 41 has approached our financial planner to achieve the financial goals that he […]
Want better post-tax yield? Go for Fixed Maturity Plans (FMPs)
While investing in bank fixed deposits, it is very much sure that you have fed up with your post-tax interest income as the income tax eats up such a large chunk of your interest income. Because, interest received from FDs is subject to tax at the investor’s marginal rate of tax, which can range from […]