Today, it is common for people who have the opportunity to enhance their income, working in abroad thanks to recently appreciate dollar in terms of Indian rupee. Before moving abroad, there are certain aspects that you must see and to do home work to keep your existing finances in order. Because, it is very difficult […]
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Category: Personal Finance
Create a Ladder with Fixed Deposits to get Regular Returns
Amid volatility in the stock and money markets, the four letter words, ‘Risk’ always associates with them and drive you away from the stock market and lands towards bank fixed deposits which are safe-haven at all the times. These days bank fixed deposits are giving better returns than mutual funds and fixed maturity plans(FMP) […]
How can go for Company Fixed Deposits Schemes?
Most of us would seem unhappy with the ‘equity market’. Because, all of us want to double our money quickly. But, think hard, equity investment is not a shortcut for multiplying your money. But, do you sit back and think about some other safe ways to be in the market to get returns beyond any conventional […]
Grievances of Bank Depositors
You may not invest in mutual funds or may not have an insurance policy; but must have one or more bank accounts. Because, the nature of banking is such that we trust bankers and rely on their advice. We entrust our money to banks and expect safety, fair dealing, and polite service and authenticity of […]
Test Your Spender Personality?
Do you know what your spender personality is? Many times, I have heard people say that that “don’t earn sufficient money so that can save etc. and my income is so low, I could not even think about financial planning”. On the flip side, some earn sufficient money, still they could also not think about […]
Take small steps. But make a start!
We recognize the fact that many of you are too busy throughout the year in your economic activities intended to make a living. But if you show the same dedication in your personal finance exercise, the same will enable you to save more and fulfill all your dreams in life. When we ask people to […]
How Banks fooling Home Loan Customer?
Nowadays, most people applying for home loan many never even go to the bank and all the process is done by middleman/agent/friends or relative working in bank for our convenience. Loan documents require a lot of signatures and contain lot of annexure, so we don’t bother to read them and rely on our agent.This kind […]
Home Loans beyond Repayment Capacity
Today, you cannot buy a house without taking a housing loan given the sheer cost of real estate, especially in metros and larger towns. Further, it is considered as good loan as you are building an asset with the loan amount. Since owning a house a cherished dream of many Indians, stretching the budget is […]