You used to go doctor who examines your health and comes up with a diagnosis of what the ailment is and what medicines you need and for how long. Would you turn around and say the doctor that you want the best set of medicines instead of the medicines advised are, therefore may not be […]
You are browsing archives for
Category: Personal Finance
How Inflation is eating up Value of your money?
Remember, the good old days, when everything, be it rice, sugar, potatoes, onions, milk, petrol, apples or utensils were so much cheaper that have been available on the fraction of cost as it today. You may have noticed that prices of all essential household items have shot up considerably in the last few years. Prices […]
Making Smart Asset Allocation with Smart Layers
Many investors who are so called themselves as ‘aggressive’ putting all their money into shares and hoping to make it BIG. On the other hand, there are investors who are so afraid of equity that they tend to invest a few hundred lakhs of rupees fixed deposits and a tiny amount in equity. In nutshell, […]
Insights of Budget 2015: More Deductions but Less than expectations !
Since the expectations from much awaited Modi-led-NDA Union Budget 2015-16 were sky high, people got mildly disappointing with much expected a change in tax slabs because everyone was expecting another round of rationalization of tax slabs in this budget and would get relief from huge tax burden. But this year budget, FM has shown us […]
Conduct ‘Due Diligence’ before Donating to a Charity!
There are millions of people in India, who are intending to give away a sizable donation, to any charitable organization in occasionally and each year. Whether it’s due to a personal experience, their religious beliefs, passionate about charity work or a desire to make the world a better place and the most probably get some […]
Demystify your monthly Contribution go into EPF!
The employee provident fund (EPF) is well renowned fund created by the Employees Provident Fund Organization (EPFO) of India, a statutory body of the Indian Government under the Labour and Employment Ministry for social security of all private salaried employees to provide financial support to them above a certain age, such as post retirement age. […]
How to build up positive Cash flow in your life?
We tend to pay for everything else in the following order: rent, groceries, utilities, fun and may be saving at last and the cycle is going around these corners. Undoubtedly, you would like to save, but there is just no money left at the end of the month. The problem does not lie in your […]
Evaluation of Real income from Fixed Deposits!
We keep getting easy free advice a lot about fixed income instrument from our family, friends, relatives and neighbours etc. Indian investors are happy to stay with comfortable investing their savings in safer and getting fixed percentage investment avenues such as bank fixed deposits (FDs) despite rising in the cost of living and increasing demands […]