You may tend to lean towards the generic online term insurance comparison charts to let it make a decision for you and your family’s future. Does that mean identifying the right insurance product online is as simple as signing the policy document suggested by your financial advisor. An online term policy of Rs 1 crore […]
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Category: Life Insurance
Factors affecting your Premium Rates in Term Insurance
The concept of buying Term insurance in India is finally gaining momentum thanks to huge awareness for buying personal life insurance is finally increasing. In the urban India, due to unseemly lifestyle, life has become so unpredictable. People are becoming prone to various terminal illnesses and several accidents etc. Term insurance protects you from suffering […]
Have you considered Inflation on Life Insurance?
You must have life insurance cover and must be paying a fixed premium for the stipulated period of the policy while, the value of sum assured stays static. Whether one dies tomorrow or 20 years from now, his beneficiaries would still receive the same amount of insurance settlement. For this reason, choosing the right sum […]
Insurance Claims of ‘Missing Persons’ in Uttarakhand Disaster
In the recent floods in Uttarakhand called as ‘Acts of God’ led to huge losses, both life and property. In fact, the number of people missing and dead toll could far exceed the number of bodies found, with the flash floods swept away or buried under the rubble many who may never be found. Many will […]
Buying ULIPs? Read verbose fine print
All of us must be aware about ULIP, which are a mix of insurance and market-linked investment with in-built hefty charges eating up your returns. Some charges are for a limited number of years; other remains constant and these may be bonus and guaranteed maturity benefits. When all this comes together in a brochure, it […]
How many life insurance policies should you have?
Whilst your “Life Insurance Portfolio” and there is a very chance that you must have a few traditional life insurance policies. It’s exceeding rare you to not have one. In fact, you too probably have at least one in your financial life. Either you bought it for tax saving purpose, or your parents, uncle, aunty, […]
Some Fancy words used by Insurance Agents!
We are somewhat coming at the end of financial year, when all salaried people have been receiving e-mail from their employers requesting them to submit their document for tax savings. Now, all Insurance agents are ready to take charge and sell you anything and everything which can save your tax. That’s exactly what many people […]
Why Online Term Insurance Cheap?
Term plans have suddenly become irresistible for those who understand the importance of the purest and best form of risk protection, and who also know that they should not mix their investment and insurance. Nowadays, it has grabbed attention due to lower premiums that are amazingly low compared to other plans and offline plans as […]