You do not choose to fall ill and illness means expenses. Of course, mostly health insurance companies ask for to go through stringent medical evaluation tests to check pre-existing illness, especially they also insist on putting healthy members who are just above 45 years for pre-screening tests before covering their life. Also, if you have […]
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Category: Health Insurance
Hindsight of Health Insurance Plans
You were bought medi-claim of Rs 5 lakh, to be covered adequately for yourself and your family at utmost faith and made full disclosure of your personal financial and health conditions in proposal form. Though, this may be an indeed good intention and good advice, even your agent may not know about the shortcomings in […]
HDFC Life presents Comprehensive Cancer Care Plan. Read fine print
All over world, cancer is rising at an alarming rate and it can happen to anyone. With a million new cases being reported every year, it is the second biggest killer after heart disease in the world and seems to be tightening it’s also grip on India. No one wants to get diagnosed with Cancer, […]
Are you worried about your Pre-existing Illness?
Amid growing widespread awareness of buying health insurance policy, many people, especially late buyers are worried about getting a health insurance plan for pre-existing illness conditions. The last couple of years, majority of the claims are rejected under the pre-existing illness clause. Health insurers have the highest number of cases pending in consumer courts. I […]
How to fill the gap in coverage of Life and Health?
You would be living in a city, town, village etc. and being a salaried class, you may also be operating daily from home to office for months and years. Thankfully, increasing awareness about term plan, you have already bought the term plan worth Rs 1 crore and also a health coverage plan for securing your […]
The Flipside of Health Plans offered from Banks!
Two years back, Sanjay intended to buy medi-claim policy for his family including his parents with adequate coverage at the budgeted premium. After getting information on different policies, someone had suggested him to buy a family floater plan but the premium rates for family floater policies were ranged between Rs20,000 to Rs 24,000 per year […]
Did your parents miss the boat of Medical Coverage at a younger age?
In an era of high healthcare inflation and corresponding medi-claim premium hikes, the maze of health insurance products for higher age groups or senior citizens are the most complex and vexing. Every ideal son is seeking the best health insurance products with high coverage at lower premium for his parents who had never taken the […]
How can get the better value of Medi-claim Policy?
There is a general reluctance to buying Medi-claim policy, those who are healthy, see an expense while paying health insurance premium as wastage of money. In other words, they are, perhaps waiting eventuality of a well-known fact medical hospitalization which often results in the uninsured family falling into a debt trap which arouse them to […]